Planning for Retirement: Preparing for the Road Ahead with Confidence
Article Three - 20 March 2025
The Stelvio Pass Road in Italy was picked by the British automotive show Top Gear as its choice for the “greatest driving road in the world”, although their search was limited to Europe.
Looking at this road makes me think about what’s around the next corner - something that’s not always certain. I’m not sure if I’ll be on that route later this year, but there are parts of my upcoming trip to Europe that involve a fair amount of uncertainty. To minimise risks, I’ve taken out travel insurance—not only for lost luggage or cancelled flights, but also to cover medical issues or, in the worst case, bring my body home. And for the unknown I guess I’ll be keeping my fingers crossed, my eyes wide open and hoping for the best!
Moving from that analogy, I’m a Certified Financial Planner (CFPᶜᵐ) and as the title suggests, working in investment is all about planning. A small word that covers a vast range of scenarios within the six areas of financial planning that include cashflow and risk management, together with investment, tax, retirement, and estate planning.
We don’t always know what’s ahead, and so often we’re planning for the complete unknown. But at work I don’t do any finger crossing or leave anything to chance. My colleagues and I use various risk mitigation strategies, and we work closely with our clients to ensure that they have a solid plan that can be adjusted as and when their circumstances change. For our clients, we’re committed to travelling that road with them, making sure that their journey is smooth, and they reach their destination; that they achieve their financial goals.
And going back to that road and to Italy, well, adventure most definitely lies ahead….
If you found the article helpful and would like to connect with Sue, please click HERE.
Sue Richards
Investment Advisor
+64 27 339 1167
Information and Disclaimer: This article is for information purposes only. It does not take into account your investment needs or personal circumstances and so is not intended to be viewed as investment or financial advice. Should you require financial advice you should always speak to your Financial Adviser. This article has been prepared from published information and other sources believed to be reliable, accurate and complete at the time of preparation. While every effort has been made to ensure accuracy neither JMI Wealth, nor any person involved in this publication, accept any liability for any errors or omission, nor accepts liability for loss or damage as a result of any reliance on the information presented.